You have made one of the toughest decisions in your life. You have recognized that you have a drug or alcohol addiction and that you need help. One of the factors in your decision on which rehab program you choose will inevitably come down to whether you can afford it or not. This can be a confusing process trying to figure out insurance co-pays, fee for service schedules, what is included or not or even if your insurance will cover the cost of the rehab. We will help you to figure out all of this information.

One of the first things you must do once you decide you need rehab, is to sit down and go over your insurance policy and see if it covers drug or alcohol rehab and if that includes inpatient treatment. The cost of drug or alcohol rehab can be from anywhere between $7,500 and $75,000, depending on the type of treatment, if you need drugs and a doctor on call, or if you need to be there 3 weeks or 3 months. The next step is to talk to the rehab center and see if they will work with your insurance company and what kinds of deductible or out of pocket cost there will be for you.

If you do not want to go the insurance route, there are several other options available to you from paying cash, and if you contact the rehab center, there is a good chance that some facilities may offer a significant reduction in the total cost of the rehab treatment program. There are also grants and loans that you can apply for. For more details, you will have to contact the rehab center and they will go through all the steps that you will need to go through and the options that they provide.

All drug and alcohol rehab centers have different policies on payment options, so while this article helps you to understand the steps needed to cover the financial cost of the treatment, you will need to contact your choice of rehab centers and discuss your rehab payment options with them. You can be one step closer to your goal of being drug or alcohol free.